OK, it's the fourth quarter of 2014. In terms of retailing that means it's time to rake in the Christmas cash. Gift giving is big business and that's why you see retailers pushing the holidays earlier each year.

Courtesy: Neiman Marcus Christmas Book
Courtesy: Neiman Marcus Christmas Book
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Here's what we know so far. Rumors are already spreading that this year's door buster items at big retailers will likely be HDTV's. Likely 42 inch and under. These are going to start coming way down in price soon as the industry attempts to move on to what's next. You'll be amazed by the 4K Ultra-HDTV's that are coming to market. Some of them curved. These babies will set you back a couple of grand right now though.

Want some more extremes?

We got word yesterday that the folks at Neiman Marcus are out with their annual Christmas Book of Fantasy Gifts. Does somebody in your life need a limited edition Maserati? A mere $95,000.00 puts it in their garage right now. Helpful hint... If they don't have a garage they shouldn't have a Maserati. You may enjoy the Vanity Fair Academy Awards Experience for nearly a half million bucks. My personal fave has got to be the Vilebrequin Quadski. It's an ATV and a Jet Ski! It's also 50 grand.

So let's bring it back to earth with what may be a more reasonable, and by comparison, more practical gift. There is another gift-giving site filled with amazing little gems that are more financially feasible. One of the more notable items on Firebox this year is... Wait for it... Spreadable Beer! It's for those times when cream cheese just won't do.

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