Like Mr. Krabs on Sponge Bob Square Pants...I like money!

Despite not playing the lottery...except when the jackpot gets REALLY big...I still dream of being a millionaire. Lots of people do. But what are the odds of becoming filthy rich? Well unless you hit the Mega Millions, it's going to take a lot of saving and discipline. The good news it is possible...even thought it's going to take a while.

GOBanking Rates did a study, and they found you can become a millionaire by looking at three things: your household income, the cost of living, and by investments.

So how long would it take most people in New Hampshire to become a millionaire?

According to their study...without investing: 48 years, 4 months, and 4 days. But if you invest wisely you can shave a few years off of that number. If you invest you can become a Granite State millionaire in 45 years, 9 months and 27 days.

What if you live in Maine? Well it's not great news. Without investing, GOBanking Rates says it will take you 102 years, 10 months and 10 days! What if you invest? Ugh...just about 97 and a half years.

Things look better in Massachusetts though. If you don't invest it will take a little over 45 years to be rolling in the big money. If you invest, it's almost 43 years.

From one non-millionaire to another, my advice is get a bigger piggy bank. And buy the occasional lottery ticket.