Tax friendliness and affordability are some of the key reasons certain states are better to retire in than others.

If you are about to downsize or move to a more advantageous tax situation in your wind-down years, there are a few towns in New England that stand out.

Think about it.  You want to preserve your monetary assets and live the way you've dreamed, with no deadline, no work stress, and no mortgage.

How realistic is this?  It depends on how well you planned for retirement during your best money-making years.

READ MORE: Two New Hampshire towns are among the best places to retire

If part of your dream is to retire in New England, here are the three best towns in Massachusetts to retire, to according to worldatlas.com.  Which towns are they? Let's have a look.

Williamstown, Massachusetts

A lovely town in the heart of the Berkshire Mountains, Williamstown is the home of prestigious Williams College, but the housing is still affordable by Massachusetts standards.

The median home is $515,000, and residents have access to great healthcare 14 miles away in Bennington, Vermont, and the Southwestern Vermont Medical Center.  If you prefer rural to coastal, Williamstown is a good choice for retirement.

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Auburn, Massachusetts

In central Massachusetts, only five miles from Worcester, lies the quieter town of Auburn.  With its trails, and history, Auburn is a great town to retire, with median home prices at at low $390,000.

The UMass Memorial Medical Center in Worcester is known for its Cardiac Surgery Excellence Award, and is central Massachusetts premiere medical center.

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Northampton, Massachusetts

Nestled in the Pioneer Valley, Northampton is a bustling place with a vibrant downtown, and five colleges in its proximity.  In downtown, there's Smith College, and nearby UMass Amherst, Mount Holyoke College, Amherst College, and Hampshire College.  There's no lack of cultural and diversity, as well as shops, trails, and educational opportunities.

Nearby is the Cooley Dickinson Hospital, which opened in 1886 for the Northampton residents.  The median home price is $375,000, which is far less than many other towns in the Bay State.

If you are looking for a place in Massachusetts, not on the coast, but still offering so much for retirees, look at any of these three small towns, ranked three of the best in New England.

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